Job Description

Reach Financial, LLC. seeks a Lead Data Scientist in New York, NY responsible for the following:

• Utilize advanced mathematical and analytical methods to develop credit underwriting strategy and risk-based pricing strategy using data analytics.


• Responsible for identifying, researching, analyzing, and optimizing statistical and segmentation tools to develop acquisition risk strategies for personal loan products.


• Conduct data driven analytics utilizing sophisticated analytical tools, software, and techniques.


• Collaborate with the team to generate and implement automated and scalable versions of loan acquisition programs, as well as track and analyze performance of various tests and acquisition programs to evaluate their effectiveness.


• Utilize analytical, statistical, and programming skills to collect, analyze and interpret large dataset.

• Develop data-driven business solutions.


• Mine and analyze data from internal database and external vendor to optimize and improve business decisioning.


• Research and evaluate new data vendors and make recommendations.


• Build and maintain data products.


• Develop predictive models to optimize various functions across the organization, including marketing, risk, and operations.


• Develop processes and tools to monitor and analyze model performance and data accuracy.


• Work independently to create data-backed recommendations to help stakeholders make strategic business decisions.

This position allows for a hybrid schedule with three (3) days in office and two (2) days remote.

Minimum Requirements:

Master’s degree (or foreign equivalent) in Mathematics, Statistics, Econometrics, Operation Research, Industrial Engineering or Computer Science and seven (7) years of experience is required. Must have at least seven (7) years of experience with: (1) Extracting, cleaning, manipulating datasets and building statistical models; (2) Utilizing Python to manipulate data and draw insights from large data sets; (3) Applying unsupervised and supervised machine learning algorithms; (4) Applying algorithms’ fundamentals and leveraging the best algorithm hyperparameters. Must have at least three (3) years of experience with: (1) Consumer Unsecured Lending; (2) Consumer Credit Bureau Data; (3) Cloud Service Providers including but not limited to AWS.

Salary: $170,000.00 – 190,000.00 per year

Apply at: reference ID #280. Reach Financial, LLC is an EEO/AA employer. No calls.

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